Act No.2 of 1992, Chapter IV Article 4
Lifetime annuities are retirement benefits that were administered to participants retire periodically / every month until the rest of life, then followed the participants Wife (Widow / Widower) for 60% of participants monthly benefit Main and then a monthly pension benefit dropped to the Son of 33.33 % of pension benefits Widow / Widower a maximum of 3 the boy, not yet reached age 25 Years, Never married and not working.
TYPE OF PROGRAM Annuity:
- Pure Annuity
- Annuity Refunds
- Escalation Annuity
- Annuity 65 Year
- Tailor Made
ANTICIPATION OF RISK:
risks:
- Deaths from Premature solution ---> Life Insurance
- Old age The length solution ---> Lifetime Annuity
- Accidents solution ---> Accident Insurance
- Sick solution ---> Health Insurance
Some agencies Annuity service providers in Indonesia, including:
- Dapen Garuda Indonesia
- Dapen Bank Mandiri
- Dapen Bank BCA
- Dapen Bank BNI 46
- Dapen Muamalat
- Dapen Equity Life
- Dapen Aviva Indonesia
- Dapen Manulife Financial
- Dapen INDOLIFE
- Dapen Freeport
- Dapen AIA Indonesia
- Dapen Allianz
- Dapen ASTRA